5% Down Jumbo Home Loan Program

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Jumbo Home Loan fixed rate and adjustable rate terms available up to 30-year fixed.

Features Include:

  • Purchase loans and rate/term refinances to $2 Million with a 740 FICO, 95% LTV and 9 months' reserves, no mortgage insurance.
  • Cash-out refinancingto $500,000 ($750,000 for debt consolidation).
  • Delayed financing for cashe buyers and asset depletion qualifying allowed.
  • 100% gift funds are allowed 90% LTV.
  • Texas 50(a)(6) cash-out and rate/term refinanced allowed.
  • 1-4 Unit properties, 1-unit co-operative units, planned unit developments, warrantable non-warrantable condos allowed.