The USDA (United States Department of Agriculture) home loan, also called Rural Housing Loan, is designed to help development and growth in rural areas. This is also a great program that helps many families become first time home buyers.

Requirements for USDA Zero Down Rural Housing Eligibility:

• The property must be in an USDA Eligible Area.
• The household can not exceed the USDA Maximum Income Limit.
• The home buyer can not borrow than the maximum loan limit.
• A minimum credit score of 640.
• The property must be occupied by the owner, not investment or rental property.
• Condo units are eligible.
• The property can not be a farm or other income providing