FHA Loans

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. The FHA does not issue loans or set interest rates, it just guarantees against default.

FHA loans allow individuals who may not qualify for a conventional mortgage, especially first-time homebuyers, to obtain a loan. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.

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