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Tidying Up - 4 Tips to Spark Joy

The KonMari Method is here and the tidying-up trend can give you the gentle nudge needed to organize your personal spaces and straighten up your finances.

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Admit it — you've recently found yourself binge watching the hit show with superstar organizing consultant Marie Kondo and quickly realized your place is not sparking much joy. Never fear! The KonMari Method is here and the tidying-up trend can give you the gentle nudge needed to organize your personal spaces and straighten up your finances before spring buying season.

WE HAVE LIFT OFF!
The theme behind the hip, tidying trend is that by making changes in our living space we create a catalyst for change and give ourselves the momentum we need to take charge in other areas of life. A nicely organized and de-cluttered home can help you evaluate what space you really need and knowing your financial story before hunting for a new home sets you up for success.

SPARK TIME SAVINGS
Just like the KonMari method can help organize your home, buyers are encouraged to tidy up their credit to save time too. Buyers who know their credit score, debt to income ratio and have met with an expert loan originator to get a pre-qualified home loan amount, are saving time and headaches in the house hunting process which can mean the difference between a deal or no deal. By building a strong financial foundation before you shop, your bid on the house of your dreams will have time on its side.

SENSE OF SATISFACTION
The tidying-up method can make our brains happy and leave us with a sense of accomplishment. Order matters in avoiding debt and financial stress too. Earn, save and enjoy is key in tackling those finances. Concentrate on being proactive with your finances and stay financially responsible as you try to qualify for a home loan. Having your financial house in order feels as good as organizing that messy hallway closet.

DECREASE FRUSTRATION
Buying a home can be strenous, but the simple task of organizing can cut through the daily hassles of life. A well-organized home and a firm understanding of your finances and the mortgage process can have wide-reaching effects on your mood, happiness and even relationships during the homebuying period.

Looking to simplify the hunt for your next home? Speak with an experienced Motto Mortgage loan originator near you.