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“Why Motto?” In a Nutshell

Competitive Rates. Local Professionals. National Muscle.

At your neighborhood Motto Mortgage, you’ll get small-town service with coast-to-coast loan shopping power.

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Interested in a Refinance?

Options

Loans That Serve You (Not the Bank)

We’re not like those big banks or online lenders: we work for you, not the loan execs. With hundreds of mortgage options to compare (from dozens of different lending companies), your neighborhood Motto mortgage broker has access to competitive and creative financing to get you home.

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Service

Real People Who Really Care

The typical mortgage experience can feel cold. Local pros have time to answer questions and advocate for you, with national support handling the busy work. This is modern mortgage done right—not old-school, and definitely not some faceless online black hole.

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Ease + One-Stop Experience

Super-Simple Applications

Paperwork on your couch? Check. In-office help? We’re local, so come on in. And since many Motto offices offer real estate and mortgage services in one spot, you can check another to-do off your list. Great people and technology streamline your experience and keep you in the loop.

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What’s a Mortgage Broker?

A licensed pro who connects homebuyers with lenders, compares loan options, and helps find the best mortgage loan for your unique situation… without being tied to any one bank.

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$0
Average homebuyer savings when using a mortgage broker¹
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0%
Higher customer satisfaction with non-banks over banks² 

1 https://www.uwm.com/press-release-august-28-2024
2 https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/competing-on-customer-experience-in-us-mortgage

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Mortgage Calculators

Calculate Your Loan Potential

Whether you’re a first-time homebuyer or looking to refinance, these free mortgage calculators provide the insights you need to make informed decisions and turn your homeownership dreams into reality.

Mortgage Process and Loan Types

How to Get a Mortgage Loan

Discover how the mortgage process works and explore loan options that can help you navigate your homebuying journey with confidence.

Learn More

Explore our Blog

Tips and Insights from Motto

Hear From Borrowers Just Like You

Success Stories

Ashley Zamarripa

1 day ago

Josh was amazing for my husband and I. He worked night and day trying to make sure we got the best deal and made sure everything was done in time.. He was on a tight crunch of time and he assured us he was going to make it happen. He kept us in the loop through the process and he got the deal done and even was able to get us some money back! Will recommend him to anyone I come across buying a house. We appreciate you Josh for all that you have helped us with. Thank you for being so on it and patient with us!!

Jessica Betten

1 day ago

Laurie took amazing care of me throughout the process of purchasing my new home!

Michael Patterson

1 day ago

Excellent communication. Very professional. Easy to work with.

Heather Whitton

1 day ago

Debbie was easy to work with, efficient, great communicator, and made my home loan process seamless and smooth.

Tracy Thomson

1 day ago

Melinda is absolutely awesome getting my clients pre approved for their mortgage. She works diligently to find the right products that fit my clients needs perfectly!

Dennis D.

1 day ago

Matt Hunt was terrific to work with! He was easily accessible, very personable and very professional. I would highly recommend Matt!

Mike Ogle (M1KEtheZOMB1E)

1 day ago

Rick did a fantastic job helping my wife and I with our first time home purchase. I was very grateful with how easy he made the whole process. As a first time home buyer I was expecting it to be much more difficult, but he made it quick and clear. Thanks again Rick!

Natalie Nash

1 day ago

Chris was amazing through out our buying process! We were first time homeowners, and we had lots of questions and he answered every single one of them and honestly! We really appreciated Chris’s help in the daunting process of buying our first house! I would recommend Chris Tucker to anyone but especially first time homebuyers!

Randa St. George

2 days ago

As first time home buyers, Stuart made the whole process very easy. We had lots of questions and he always gave a straightforward answer. He also took our unique circumstance and tailored the loan to best fit our needs. I would recommend him to any and everyone!

Becky Bailey

2 days ago

We had a fantastic experience working with Sarah! She was responsive, knowledgeable, and truly had our best interest in mind. Highly recommend working with her!

The reviews displayed are sourced from third-party platforms and submitted by customers of independently owned and operated Motto Mortgage franchises. Motto Franchising, LLC cannot verify the validity of reviews submitted.