Karma has been helping individuals and families realize their dreams of homeownership for over 11 years. For the past year and a half, she worked as a Mortgage Loan Originator at Bank of the Ozarks, and prior to that, she provided mortgages to individuals and families through Habitat for Humanity of Saline County, where she was the Executive Director for 10 years. Her commitment to superior customer service and attention to detail help provide the best experience for her clients.
Karma has a Bachelor of Arts degree in Business Administration from Hendrix College, and a Masters in Business Administration from the University of Arkansas at Little Rock.
She is married to Circuit Judge Robert Herzfeld, and has two sons, Leo, age 16, and Hank, age 15. She enjoys running and spending time outdoors with her three dogs, Lewis, Ace and Onyx.
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