Application Checklist
When you apply for a loan, you’ll be asked for some documents. Here’s a handy list for when the time comes. Don’t worry — we’ll walk you through every step to move your application along smoothly!
Credit
Credit history is information about your past and current credit used to compile a credit score. Read about credit, how it works and how to improve your credit score.
Closing Costs
A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing costs, their purpose, how you can pay them and more.
Appraisals
An appraisal is an estimate of a property's fair market value, it is required by a lender to ensure the loan amount is not more than the property value. Learn more about appraisals, how they work, ownership and more.
Private Mortgage Insurance (PMI)
Private Mortgage Insurance (or PMI) is insurance that protects a lender from increased risk when a borrower is putting less than 20% down on a house. To find out about PMI, how it works, cost and more - click below.
Refinance
Refinancing your mortgage is a common practice used to lower monthly payments after you've closed on your home.
Glossary of Terms
A full list of mortgage terms.
Foreclosure
Foreclosure is when a lender seizes a property due to violation of the terms in the mortgage contract (ie: non-payment). Learn how to avoid foreclosure and more by clicking below.